Isn't education something that US taxpayer should choose to pay for? It doesn't seem right that the government is charging students - taxpayers - un unfairly h

Isn't education something that US taxpayer should choose to pay for? It doesn't seem right that the government is charging students - taxpayers - un unfairly high rate of interest, one so high that commercial lenders can typically undercut the rate by a significant margin. That's stealing from Peter to pay Paul. The government should reconsider whether it's right to charge such a high amount to students remaining on the plan, that is, the students who don't qualify for refinancing. Isn't this just an exercise in taking money away from the poor?