If you need to spend $$$ go for it. You can secure yourself with that kind of money. Buy a house, car, invest...whatever. You can spend now and get something th

If you need to spend $$$ go for it. You can secure yourself with that kind of money. Buy a house, car, invest...whatever. You can spend now and get something that might be super expensive in the future. On the other hand if you do not care and desire something else...back off.