If they get more then 25 weeks of payments in the useful life of the object, they are ahead of the yuppy stores I sometime buy furniture on instalments from. Th

If they get more then 25 weeks of payments in the useful life of the object, they are ahead of the yuppy stores I sometime buy furniture on instalments from. The difference is that the yuppy store I buy from do 0% financing (by eating their own margin to cover the lender's take) and I do instalments strictly because I get the use of the money for free. Obviously, the difference is that my "hourly" wage is a lot better then minimum wages and I've demonstrated that I'm credit worthy over the last 16 years I've had access to credit.