My first reaction was the same as many comments below. "He made a poor choice and now doesn't want to take responsibility." But... I was talking to my sister

My first reaction was the same as many comments below. "He made a poor choice and now doesn't want to take responsibility." But... I was talking to my sister the other day, who just graduated from an Ivy League school. All her life she's been in accelerated programs with other well-to-do kids. I realized that she has always interacted with people with above average intelligence, above average connections, above average wealth. I'm betting that many HNers have at least one of those privileges. The overwhelming majority of people do not. Over time I see a recurring theme: that people who are uneducated and poor are so easily taken advantage of. I've seen single moms lease $30000 SUVs for 600 a month. People who, after work, sit in front of the television and spend -all their money on the weekends. The world makes it so easy to fuck up. I always have to remind myself, a person with the single privilege of above average intelligence: what is obvious to me is not obvious to others. Yes, books are ubiquitous and cheap. Yes, people should know what they are signing up for. Yes, debts should be paid. But perhaps these things some of us take for granted as simple realities are not so obvious for an overwhelming majority. It is not their fault.