"when you're 18 years old and you're surrounded by people giving you awful advice that could ruin your life, you may not be able to recognize it" I remember be

"when you're 18 years old and you're surrounded by people giving you awful advice that could ruin your life, you may not be able to recognize it" I remember being 18 and I was terrified of loans, or of any kind of arrangements that could limit the options of my future! Advices, even ones that come from well-intended people, weren't worth much for me if they weren't supported by detailed plans in which I would end up OK. Receiving such insurance plans proved to be next to impossible, because and as you may presume, those who seriously suggest you mortgaging your life aren't the most forward-looking people! ...so no, I don't sympathize with that naive kid not thinking straight about his own future. I actually feel that this kind of practice represents one of our time's laws of natural selection.