Maybe the person who works for a non-profit doesn't give because he/she knows more about how your contribution dollars are actually allocated. The naive giver

Maybe the person who works for a non-profit doesn't give because he/she knows more about how your contribution dollars are actually allocated. The naive giver thinks that all or most of the money is going directly to the part of the non-profit that does the charitable work. In reality, that part may only see very little (or even none if the donation isn't high enough) of the money. A lot of it may go to administrative costs and internal-facing departments. Like any large organization, a large non-profit has a lot of overhead. I'd like to know if there's a way to know for sure how your donation is actually being used. It would be good that if you found out your money wasn't being used satisfactorily, you could demand your donation back and it would all be legally binding.