I have read "Debt.." twice and really enjoy and appreciate it. However, even as I approach his summary and final chapter with an open mind, I remain unconvince

I have read "Debt.." twice and really enjoy and appreciate it. However, even as I approach his summary and final chapter with an open mind, I remain unconvinced that monetary debt and financial contracts can be divorced so easily from personal morality (or reputation or "face" or whatever). Certainly there is some nuance to explore here when an entity or group of entities manufactures desires and then provides easy credit for those desires at bad terms and then uses morality as a strong-arm to enforce that debt. However, to whatever degree you cry foul to that exploitation is also the degree to which you admit your own gullibility or vulnerability to manipulation. You can't have it both ways and righteously walk away from your debts AND maintain the posture of someone who can't easily be duped.