I run a business and regularly withdraw > $10k per month as salary. The bank reports these routine transactions to the government every month? And if I decide i

I run a business and regularly withdraw > $10k per month as salary. The bank reports these routine transactions to the government every month? And if I decide in the future that things aren't going so well and need to cut my pay down to $9k or so, I might get charged with structuring, despite the fact that I am not using the money in any illegal way?