Structuring is withdrawing cash in under 10k increments to avoid the automatic reports that occur over 10k. You wouldn't be in trouble for structuring for withd

Structuring is withdrawing cash in under 10k increments to avoid the automatic reports that occur over 10k. You wouldn't be in trouble for structuring for withdrawing 15k every week, because you would trigger a CTR every week. More accurately twice a week if you re-deposited the cash. There is nothing inherently illegal in generating CTRs, or withdrawing cash over $10k. You overestimate the amount of attention paid to CTRs. There are people and cash heavy businesses that trigger CTRs all the time. The reporting requirement is a fixed dollar amount that hasn't been adjusted since 1970. From a law enforcement standpoint CTRs are spam. The way to generate attention is by trying to avoid CTRs or the equivalent rules for cashiers checks and money orders (MIL). That will get you a SAR. Those might get investigated if you generate a few of them. http://en.wikipedia.org/wiki/Bank_Secrecy_Act http://en.wikipedia.org/wiki/Bank_Secrecy_Act