IANAL and I didn't do any research into this. But based on the content of the CB Press Release, and the fun we had with NY, I'd say it works as such: You're a

IANAL and I didn't do any research into this. But based on the content of the CB Press Release, and the fun we had with NY, I'd say it works as such: You're a WY resident, and therefore the DE bank must follow the WY policies for your money. Of course this is a BTC/Digital Currency-based regulation, so...