That's not a counter-argument to tragedy of the commons. You just described off-chain transactions which aren't considered Bitcoin, and if anything are only a

That's not a counter-argument to tragedy of the commons. You just described off-chain transactions which aren't considered Bitcoin, and if anything are only a temporary fix to the block-size problem. Tragedy of the commons exists because any of the solutions to a number of problems in the Bitcoin implementation need to be directly profitable for the miners in order to happen. For block-size and supply, they are the opposite of profitable for the miners.