Fixed rates mortgages are mostly a US thing, from what I can find Canada (like most of the world) has very limited access to them for long-duration mortgages.

Fixed rates mortgages are mostly a US thing, from what I can find Canada (like most of the world) has very limited access to them for long-duration mortgages. Just a small nit, for the most point I agree with your comment that this is a pretty biased view