If you're stuck in a crappy job making $30k a year and you're single, that works out to about $100 a month--many people pay that much for their cell phone bill.

If you're stuck in a crappy job making $30k a year and you're single, that works out to about $100 a month--many people pay that much for their cell phone bill. I don't think that's particularly burdensome. If on the other hand you make you get a better paying job making $60k your payment will be about $350 a month, and you'll pay off the average student loan debt (close to $30k) in about 10 years.