I live in SF and make 140 k$/yr in pretax income. On a per month basis: * 11.67 k$ in pretax earning * 7.85 k$ in posttax earning * 4.85 k$ in savings

I live in SF and make 140 k$/yr in pretax income. On a per month basis: * 11.67 k$ in pretax earning * 7.85 k$ in posttax earning * 4.85 k$ in savings * In order, maxing out Roth IRA, then Roth 401k, then non-tax-advantaged brokerage account * 3 k$ in spending * 1 k$ in rent + utilities (I live in a dump with 3 roommates) * 400 $ on food * 300 $ on transportation * 1300 $ on miscellany (entertainment, clothes, travel) I could probably put effort into tracking that last item better, but I'm happy enough just tracking the top line.