NYC, living single, making a bit less than the "West Coast" salary specified. All percentages approximate, but pretty close. Breaking down the original amount

NYC, living single, making a bit less than the "West Coast" salary specified. All percentages approximate, but pretty close. Breaking down the original amount provided by the company: 28.5% - Tax 3.5% - Pre-tax contributions for healthcare and transportation 17% - 401k Savings 2.79% - ESSP Savings 3.67% - Direct Savings 23% - Rent 21% - monthly expenses After taking out taxes and pre-tax deductions (the money I have more control over): 17% - 401k Savings 5.5% - ESSP Savings 7% - Direct Savings 44% - Rent (it could be as low as ~33% if 401k contributions are eliminated) 27% - monthly expenses