Well, the above isn't a comprehensive solution, but it should help a good bit. Here's why I believe the above suggestions would help the current state of things

Well, the above isn't a comprehensive solution, but it should help a good bit. Here's why I believe the above suggestions would help the current state of things at minimal cost and downside - Doctor's fees: When something costs a lot and the supply is artificially restricted, lessening those restrictions on supply usually makes the cost go down. Medical insurance: When a good is tax free if purchased through a specific administrative process, but taxed if purchased independently, you're going to see the process utilized and administrative costs go up. If you offer the same benefit without the required administration, you would expect administrative costs to go down. Drug costs: The more trials and greater burden of proof on a drug company before releasing a drug to market, the longer it will take to get to market and more it will cost to get to market. If you can reduce the requirements without compromising safety, drugs will most likely get a little cheaper and get to market faster. I think a lot of people want a comprehensive solution, and this is not a comprehensive solution - but it should help quite a lot at not much cost, and it isn't particularly politically charged in one direction or the other. There's complex problems, but if there's a simple way to take a few medium-sized dents out of the problem that's likely to work with relatively low cost or downside, I reckon that ought to be pursued.