Another huge problem that has occured for the past 6+ years is the low interest rates which has led to the lowest saving rates in decades. With talk of negative

Another huge problem that has occured for the past 6+ years is the low interest rates which has led to the lowest saving rates in decades. With talk of negative interests the savings problem becomes even more dire. Whats the point in keeping any cash on you when its losing purchasing power every second it's in your wallet? Consumption is not problem. We need real wages to rise and we need investment in things like infrastructure.