I guess I was more referring to wealth accumulation, driving towards retirement, starting a family, etc. At that amount, those things may not be super realisti

I guess I was more referring to wealth accumulation, driving towards retirement, starting a family, etc. At that amount, those things may not be super realistic for the standards most middle or upper-middle class people have when they envision that. But at the end of the day, everyone makes their own choices in life.