My (also non-expert) understanding of current serious thought about black holes is that the event horizon is conjectured to be arbitrarily hot in the frame of r

My (also non-expert) understanding of current serious thought about black holes is that the event horizon is conjectured to be arbitrarily hot in the frame of reference of an observer hovering arbitrarily close to it. In the frame of reference of an observer falling into the black hole it's just empty space, and in the frame of reference of a distant observer the firewall is redshifted out of existence and only the Hawking temperature of the black hole is visible. But the existence of the frame of reference in which the event horizon reaches the Planck temperature suffices to justify the Schrodinger's cat style resolution of the paradox.