I pay 600ish for a room (never stop looking, this is how you find the real-estate deals here), 220,- for the obligatory insurance, I mostly ride my bike to work

I pay 600ish for a room (never stop looking, this is how you find the real-estate deals here), 220,- for the obligatory insurance, I mostly ride my bike to work, and the rest is budgeted for food and travel. I guess, by Swiss standards I live frugally. However, I don`t feel that I am missing a thing.