> Big loans are scary for us. I understand how important they are for developing an economy, but all around me most people would hardly get a loan to buy a car.

> Big loans are scary for us. I understand how important they are for developing an economy, but all around me most people would hardly get a loan to buy a car. Even if the economy is poor, people are much more free because they don't take insane debts. Great words. I really understand what you say, I've lived for some years in a post-soviet country and I never felt so free. There are other flavours of freedom besides the one offered in America. It's so confusing for me that he didn't have any family/friends that could help him out offering a temporary shelter. Is this normal in America? If I had to take a lesson from his words it would be: focus in relationships. All the rest is not important.