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It's much the same in India. Credit cards are not easy to qualify for, and in most cases you can only expect to get one if you're employed somewhere full-time.
by kranner 11y ago
It's much the same in India. Credit cards are not easy to qualify for, and in most cases you can only expect to get one if you're employed somewhere full-time. As a self-employed person for a large part of my career, I would always have to ask other people to use their credit card for occasional use where no other payment option existed (and pay them directly). I finally got one after having put a significant amount of savings in the bank.
- nindalf 11y agoDebit cards solve the payment problem for me. They're accepted everywhere, so I've never seen the need to get a credit card at all.
- channikhabra 11y agoI prefer doing online payments with a credit card for the shear possibility of disputing the payment.
- kranner 11y agoNot all debit cards in India can be used for things like setting up a Verified PayPal account, or an iOS developer membership or a recurring payment with a hosting provider. Maybe it's possible now, but it wasn't for me when I tried it.