Something like this is much less likely to happen in Germany because social security is working really well there. You may say that Germans pay for that with h

Something like this is much less likely to happen in Germany because social security is working really well there. You may say that Germans pay for that with higher taxes but my response to that is: 1.) If that prevents people from trying to kill themselves for no good reason, it's totally worth it. 2.) If it helps highly qualified people to overcome temporary financial struggles more effectively, that's also good for the economy. OP, congratulations for pulling yourself out of this situation, very impressive, and thanks for sharing your story.