The 'expand your means' concept is really to break the scarcity mindset that many people have. There is a difference between being frugal - not wasting money b

The 'expand your means' concept is really to break the scarcity mindset that many people have. There is a difference between being frugal - not wasting money by buying crap on credit - and being cheap, like wasting your time shopping around for 10c savings on bananas or fuel. The main thing is to control both - curtail the urge to spend, and spend time working out investment options and concentrating on cashflow. It doesn't matter what people think of who you follow - being unafraid of other peoples opinions is arguably step number 1.