Exactly. $200k is a pretty decent windfall for most folks, which conveniently just happens to match up with the 20% down payment for your median priced house.

Exactly. $200k is a pretty decent windfall for most folks, which conveniently just happens to match up with the 20% down payment for your median priced house. Down payment is the "hard part" of buying a house in the Bay Area, not so much the salary.