The article conflates selling marketing info with credit card numbers. Selling my marketing info (name, demographics & email) to companies who want to advertise

The article conflates selling marketing info with credit card numbers. Selling my marketing info (name, demographics & email) to companies who want to advertise to me is annoying, but not deeply wrong. Passing on my credit card number so a 3rd party can charge me for stuff I never wanted is deeply wrong. Credit card acquirers used to self-regulate that sort of thing, but clearly many of them are in on the swindle. Is there software that warns me about devious business practices, similar to anti-Phishing software? I'd install something that highlights & explains fine print or deceptive practices that have burned people in the past. I'd pay for a version that protected my kids. They're cautious about scammy offers, but it sucks that I had to teach them about it.