My account was permanently frozen a few weeks ago with no (valid) explanation. I have $2k sitting in their that I cannot retrieve for 180 days. I also bought a

My account was permanently frozen a few weeks ago with no (valid) explanation. I have $2k sitting in their that I cannot retrieve for 180 days. I also bought an iPhone on Ebay using PayPal weeks before. It turned out to be stolen (i.e. it was killed) and returned it back to the seller immediately. The seller issued me a refund via PayPal using an e-check that not surprisingly bounced. Took me hours on the phone over a few weeks, being transferred back and forth between PayPal and eBay (both parties told me to take it up with the other), in order for PayPal to finally open a ticket to dispute the transaction and force a refund to me. Never again.