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Do people really drive differently depending on the insurance environment? I don't care what kind of insurance I have, I don't want my neck broken.
by a3n 11y ago
Do people really drive differently depending on the insurance environment? I don't care what kind of insurance I have, I don't want my neck broken.
- drzaiusapelord 11y agoMoral hazards are real things. http://en.wikipedia.org/wiki/Moral_hazard http://en.wikipedia.org/wiki/Moral_hazard I imagine there are many personality types who only behave because it would cost them too much to misbehave. My gut feeling is that this is probably 80% of the population.