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I live in Quebec where we have no-fault insurance for what you would consider "criminal liability". ie: if somebody accidentally or incidentally hits your car,
by jonnycowboy 11y ago
I live in Quebec where we have no-fault insurance for what you would consider "criminal liability". ie: if somebody accidentally or incidentally hits your car, and you can no longer work for the rest of your life, the state (province) pays. Upside is insurance rate are very low. Downside is license plates (state income) are very high (2-300$ for car plates/year and up to 1200$/year in motorcycle plates).
For car insurance itself, you can still have at fault but it just determines who's insurance pays and who's insurance rates will go up.
- toomuchtodo 11y ago> Downside is license plates (state income) are very high (2-300$ for car plates/year and up to 1200$/year in motorcycle plates). For car insurance itself, you can still have at fault but it just determines who's insurance pays and who's insurance rates will go up. Huh, so costs are properly internalized. Again, well done Canada.