I've been pondering this myself as of late. I live near NYC but work in NJ. I often feel like I'm missing out at my current job - but it's hard to make a change

I've been pondering this myself as of late. I live near NYC but work in NJ. I often feel like I'm missing out at my current job - but it's hard to make a change as I'm getting compensated relatively well. If I were to go out west I'd surely be competing with people much more talented than myself for similar or possibly less pay. I feel that NYC has a huge pool of below average developers that somehow find a way to stay employed in the larger financial companies here. Of course I'm only basing that on a small sample size of people I've worked with and interviewed over the years. But I would imagine that on average SV has a much greater concentration of talented devs and people genuinely interested in technology.