My recommendation to anyone who does not want to leave their loved ones empty-handed is to get life insurance. Depends where you shop, but for about $10/month

My recommendation to anyone who does not want to leave their loved ones empty-handed is to get life insurance. Depends where you shop, but for about $10/month you can get $100k in life insurance - not a huge amount but probably enough to cover any debts you might have, cover the cost of your funeral, and more. For about $30/month (if you are ~30 years old and relatively healthy), you can get $500k in life insurance. The other good thing about setting this up is that your insurance agency will usually help you get your other items in order like your will, your trust, who will be your guardian(s) if you have children, etc. It might seem premature to get life insurance young, but I have had friends in their 20s and 30s who have died or had near-death experiences.