Two very popular apps in Denmark are "Mobilepay" and "Swipp". You download an app and connect it to your bank account (typically by means of a plastic card). I

Two very popular apps in Denmark are "Mobilepay" and "Swipp". You download an app and connect it to your bank account (typically by means of a plastic card). It is extremely easy to make person-person or person-business payments with the apps. You only need to know the phone number of the recipient. The transfer is immediate and the recipient gets a receipt on through his/her app in seconds. It has become a very popular way to settle smaller amounts between friends, restaurant bills etc. It is actually easier than cash since you do not need small change.