It's definitely a dangerous attitude, this is also the problem with anecdotes, we all start postulating strawmans. I would point out though that in the financi

It's definitely a dangerous attitude, this is also the problem with anecdotes, we all start postulating strawmans. I would point out though that in the financing-focused case you gave, although you have a definitive slow down from technical debt, it's still an open question whether or not it's actually a net slowdown vs the "status quo" scenario. In practice of course, every individual company, with different teams and different contexts, has to find the right "cognitive bias" for themselves.