You'd have to have pretty crappy house and a very low income to make that trade-off even economically attractive. Let alone psychological. Most people prefer no

You'd have to have pretty crappy house and a very low income to make that trade-off even economically attractive. Let alone psychological. Most people prefer not taking any social benefits, even if it means losing out on money. Humans prefer to work for pay, rather than get paid for no work, within reason. So do most other species. Except cats.