> Having children you cannot afford is a common way that lower income people live above their means Poor people will never stop having sex, or wanting kids, or

> Having children you cannot afford is a common way that lower income people live above their means Poor people will never stop having sex, or wanting kids, or desiring a drink at the end of the day, because it just so happens that you don't lose basic human desires when you're poor. A lot of talk about financial literacy is really just moralizing about behaviors the lecturer would never dream of giving up himself. It's a dead-end conversation, because, again, humans are always going to do the stuff that humans do. But this entire thread is doomed because it stems from a claim that most people who struggle do so because they're living above their means. It seems to me that most people who struggle do so because they don't have as much money as the people who don't struggle. EDIT: Dear HN, can we make > start a quote, already? Look at how many people in this thread alone have used it in that way! I do it all the time and usually edit it back out.