I'd like to think of money as debt the society owes the individual holder for past benefits the individual holder bestowed on society. That debt can be exchange

I'd like to think of money as debt the society owes the individual holder for past benefits the individual holder bestowed on society. That debt can be exchanged for more goods and services from society in return at any time. The value of the debt may fluctuate (inflation/deflation) depending on how much benefits other individual holders in society is providing. EDIT: In practicality, not legally.