You don't have to have 'at fault' on order to have insurance. Insurance responds to the rules of the game. If the rules of the game are that damages from auto

You don't have to have 'at fault' on order to have insurance. Insurance responds to the rules of the game. If the rules of the game are that damages from autonomous vehicles are capped, or that multi-vehicle collisions automatically share costs, then the cost of the insurance premium will adjust to that reality. It takes a leap of thinking to get away from the current obsession with precisely allocating fault in vehicle accidents, but it's entirely possible to do. Out of all the issues, insurance is the easiest one to solve.