One important subtlety here is that it would depend greatly on where you were geographically. In a small town with one employer it would be one way, in LA or NY

One important subtlety here is that it would depend greatly on where you were geographically. In a small town with one employer it would be one way, in LA or NY it would be another. Zappos is located in Vegas, which is a bit of an oddball market and somewhere between these poles I would think.