> Anyone who has critical opinion of current system should first study [... the] general equilibrium theory of credit [...] macro- and microeconomic determinant

> Anyone who has critical opinion of current system should first study [... the] general equilibrium theory of credit [...] macro- and microeconomic determinants of the demand for money, Baumol–Tobin transactions demand for money, portfolio selection, demand function stability, quantity theory, general equilibrium framework for money, yield curve, interest parity, AA–DD paradigm, etc. [... A]t least I know enough economics to know that I don't have simple technical solution That's like saying you can't complain of a headache unless you're a neurosurgeon. Not even when the neurosurgeons have declared they have no solution for your headache. And heaven forbid you try to do something about it before studying graduate-level neurology. (BTW, neurosurgeons have a much better diagnosis and treatment rate than economists.)