Seriously anyone working to create just a brokerage these days is pathetic in comparison to zenefits. Also, zenefits knows that they don't really have a moat.

Seriously anyone working to create just a brokerage these days is pathetic in comparison to zenefits. Also, zenefits knows that they don't really have a moat. Anyone with a brokerage license can come along and follow their model. They need to blow up while nobody is chasing them.