Hmm... your "Farmer's Dilemma" description makes me want to call this a Free-Rider Problem, but that doesn't quite seem to be equivalent Maybe it's that you're

Hmm... your "Farmer's Dilemma" description makes me want to call this a Free-Rider Problem, but that doesn't quite seem to be equivalent Maybe it's that you're about contemplating incentive structures underlying the creation of a public good rather than the traditional Tragedy of the Commons maintenance of a public good?