Insurance. You're sold relief from disaster priced solely on the probability of your likelihood of enduring said disaster. This basic concept is the foundatio

Insurance. You're sold relief from disaster priced solely on the probability of your likelihood of enduring said disaster. This basic concept is the foundation of every insurance business in the world, and it's highly profitable and stable. Traditional Banking. Here's some money that we borrowed from other people. As long as we charge you more to service that debt than we pay others for entrusting their money to us, we're golden.