no, you have a contract with citibank and there are laws in place that govern what they can do. technically, he is probably more than correct about the "privat

no, you have a contract with citibank and there are laws in place that govern what they can do. technically, he is probably more than correct about the "private property". In some "terms and service" listing I'm sure they state that using the service means they can do X, Y, Z with your data. You agree to it implicitly. But talk of rights on private property and abusive terms is ridiculous for a service based company. The whole point is to make something users wants. Users don't want enemas or prison.