This is not even close to never-work-again money unless you want to live Cambodia or something. There is no portfolio in the world that gives a >75% chance of a

This is not even close to never-work-again money unless you want to live Cambodia or something. There is no portfolio in the world that gives a >75% chance of a safe, comfortable lifetime of first world retirement with that amount of pretax capital. We're not even in the ballpark.