> It sounds as if she's struggling not just to budget but to earn enough money to pay for all her expenses, both recurring and unexpected. (She says she's often

> It sounds as if she's struggling not just to budget but to earn enough money to pay for all her expenses, both recurring and unexpected. (She says she's often "desperate" around the end of the month.) That's exactly the kind of user that Even should try to avoid. I'm not entirely convinced of that. She could also be the very type of customer that they'll want for their expansion (i.e. into a budgeting service). They could evolve to help people both stabilize their incomes and learn how to budget better to improve overall stability