>>That's like the WORST possible way to run your finances if you want to get out of poverty! People in poverty mostly don't even see themselves as having any h

>>That's like the WORST possible way to run your finances if you want to get out of poverty! People in poverty mostly don't even see themselves as having any hope of getting out of it, so why bother trying to save? These are the people who spend 40% of their income on lotto tickets because there's just no light at the end of the tunnel unless a miracle happens.