This is what irks me about this article, that and this: > She seeks out private clients too, especially around the 27th of the month, when her credit-­card bil

This is what irks me about this article, that and this: > She seeks out private clients too, especially around the 27th of the month, when her credit-­card bill, with its $90 minimum payment, is due. Thats just poor money management no matter which way you throw it. Don't buy things on credit you can't afford, its not your money; its not even money, its debt.