Currently employers get better rates for their benefits then an individual can on the open market. As such this will open the flood gates for even higher insur

Currently employers get better rates for their benefits then an individual can on the open market. As such this will open the flood gates for even higher insurance premiums, seems like a wind fall to the insurance providers. This is similar to the push away from pensions to 401k's in the 70's and 80's. It was supposed to be great for the individuals, more flexibility and control, can take it from job to job. Yet instead it was great for the financial services industry as they got to charge a higher service fees on their mutual funds to more people. The only people to lose out where the employees as the companies got reduced liabilities and payouts and the financial services sector go a large bump in service fees....