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What safe investment pays 10%? i use lendingclub.com http://en.wikipedia.org/wiki/Lending_Club http://en.wikipedia.org/wiki/Lending_Club during less severe ec

• byrneseyeview 17y ago
  That may be true, but safe investments generally pay less than that. Lending Club might be a good investment, but I'd think of it as a peer-to-peer credit card, not as something that competes with T-bills and commercial paper.
• ianferrel 17y ago
  Unsecured lending to individuals is not, in general, a "safe" investment. Lending Club hasn't even been around long enough to reasonably estimate how safe it might be. Note that I'm not claiming it's a bad investment, but it really stretches the traditional financial definition of "safe." And the highest I've ever seen for high yield savings accounts was around 6%, generally only for a promotional period, around 2007. Unless you're talking about the high inflation years in the late 70s and early 80s, in which case, yes, you could get 10% in a savings account, but the real rate of return was well into the negative due to inflation.