> when they do take cards its the superior chip & pin system EMV is legally inferior because of the liability shift. If fraud happens (and EMV fraud does happe

> when they do take cards its the superior chip & pin system EMV is legally inferior because of the liability shift. If fraud happens (and EMV fraud does happen, don't let they tell you otherwise) the card holder is on the hook because the schemes declare EMV as "fraud safe" when in reality it isn't. > (though we've never had a problem with our crappy American cards) Because the schemes require it. Because of the non-discrimination clause in the acquiring contract if a merchant has a VISA or MasterCard logo on the door he has to accept every VISA or MasterCard brand. Some locally issued brands may be artificially crippled though (which isn't cool). There are local laws about surcharging though.